Amazon Prime offers loads of benefits that have nothing to do with Amazon credit cards, such as fast and free deliveries, as well as access to Prime Video streaming, Amazon Photos, Amazon Music Prime, and Prime Gaming. Keep in mind that it’s not necessarily a fair comparison to only judge the value of your Prime membership in relation to having this credit card account. For the Amazon Prime Rewards Visa, you would need to spend at least $380 your first year and at least $2,380 your second year (more on these calculations below) to offset the $119 Amazon Prime annual membership fee.

You won’t earn rewards for choosing to make equal monthly payments, but you can avoid any interest rate for these purchases as long as you make your payments.Ĭompare credit cards, it’s typically easy to discover how much you would have to spend on a rewards credit card to offset its annual fee, if applicable. Depending on the total purchase amount, the monthly payments could be spread out over six, 12, or 18 months. For eligible purchases, you can choose an option for equal monthly payments at checkout. In addition, the Amazon Prime Rewards Card offers different options for making Amazon purchases and paying for them over time. Here are many of the provided benefits for cardholders: Other perks include no foreign transaction fees and plenty of Visa Signature benefits. Other bonus categories for everyday purchases are also helpful. Being able to earn 5%īack at and Whole Foods Market is likely the best you’ll find for Amazon purchases. The Amazon Prime Rewards Visa Signature Card is easily one of the top credit card options for frequent Amazon shoppers. Technically $0, but an eligible Prime membership ($119 per year) is required for this cardĪmazon Prime Rewards Visa Signature Card review. Would the Amazon Rewards Visa Signature Card be better?ĥ% cash back at and Whole Foods Market 2% at restaurants and gas stations 1% on all other purchases How to make the Amazon Prime credit card worth it The basics: Amazon Prime Rewards Visa Signature Card

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